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  2. Online banks vs. traditional banks: Key differences - AOL

    www.aol.com/finance/online-banks-vs-traditional...

    Limited banking services. ... Heather Petty is a finance writer who specializes in consumer and business banking, personal and home lending, debt management and saving money. After falling victim ...

  3. Retail banking - Wikipedia

    en.wikipedia.org/wiki/Retail_banking

    Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking). Banking services which are regarded as retail include provision of savings and transactional ...

  4. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    Virtual banking first became a possibility in 1996 with the Bank of Montreal's mbanx. mbanx was released at the very beginning of the internet banking revolution in Canada and was the first full-service online bank Also in 1996, RBC started providing banking information online and had the first personal computer banking software released that year

  5. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

  6. Barclays Bank Review: Online Savings Accounts & CDs - AOL

    www.aol.com/finance/barclays-bank-review-high...

    Barclays online savings account offers an interest rate of 0.50% APY — which is significantly better than the national average of 0.06%, per the FDIC. There’s no monthly fee and no minimum ...

  7. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Miller 1976 and to supplement the Bank Secrecy Act. The act was put in place to limit the government's ability to freely access nonpublic financial records. The RFPA defines financial institutions as any institution that engages in activities regarding banking, credit cards, and consumer finance.

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