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Because log(x) is the sum of the terms of the form log(1 + 2 −k) corresponding to those k for which the factor 1 + 2 −k was included in the product P, log(x) may be computed by simple addition, using a table of log(1 + 2 −k) for all k. Any base may be used for the logarithm table.
Loan servicing typically retains a fraction of the payment made (normally 25 – 75 basis points of the unpaid principal balance) as a "servicing fee". Loan servicing also generates income in the form of interest on monies received and held before paying scheduled advances to the trustee, fees charged for late payments, force-placed insurance ...
Servicing may refer to: car servicing, a series of maintenance procedures carried out at a set time-interval or after the vehicle has travelled a certain distance; computer maintenance; loan servicing, the process by which a mortgage bank collects the timely payment of interest and principal from borrowers
The Farm Credit System (FCS) in the United States is a nationwide network of borrower-owned lending institutions and specialized service organizations. The Farm Credit System provides more than $373 billion (as of 2022) [1] in loans, leases, and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility ...
The United Nations Office at Geneva in Switzerland is the second biggest U.N. centre after the United Nations Headquarters in New York City.. United Nations Specialized Agencies are autonomous organizations working with the United Nations and each other through the co-ordinating machinery of the United Nations Economic and Social Council at the intergovernmental level, and through the Chief ...
Washington Mutual, Inc. (often abbreviated to WaMu) was an American savings bank holding company based in Seattle.It was the parent company of WaMu Bank, which was the largest savings and loan association in the United States until its collapse in 2008.
In February 2016, the bank's shareholders agreed to transform the loan portfolio of the bank (transfer the debts to the bank to transparent, working businesses with real pledges, sufficient for servicing the loans) that would consequently reduce the bank's need for capital returning PrivatBank to the 5% framework of the capital adequacy.
Over the past several years, use of "automated underwriting" statistical models has reduced the amount of documentation required from many borrowers. Such automated underwriting engines include Freddie Mac's "Loan Product Advisor" (fka "Loan Prospector") and Fannie Mae's "Desktop Underwriter". For borrowers who have excellent credit and very ...
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