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An individual retirement account[1] (IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.
An IRA is an individual retirement account. A 401(k), on the other hand, is a corporate retirement plan sponsored by a business. As 401(k) administration can be expensive, these types of plans are ...
An individual retirement account (IRA) is a tax-advantaged investment account designed to help individuals save for retirement with the added benefit of tax advantages.
A traditional IRA is an individual retirement arrangement (IRA), established in the United States by the Employee Retirement Income Security Act of 1974 (ERISA) (Pub. L. 93–406, 88 Stat. 829, enacted September 2, 1974, codified in part at 29 U.S.C. ch. 18). Normal IRAs also existed before ERISA.
Saving enough money for retirement can be a challenge no matter who you are, but it's a challenge worth tackling early and sticking with for a lifetime. To make the process easier -- and more...
A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...
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