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  2. 9 Moves for Retirement Planning to Make Now If You’re ... - AOL

    www.aol.com/9-moves-retirement-planning-now...

    Millions of Americans bear the burden of debt, wiping out their savings and forcing them into financial insecurity. Pay it off now. “If you have high-interest debt, such as credit card debt ...

  3. 3 ways to plan for a satisfying and successful retirement - AOL

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    Wealth Enhancement Group has three tips for successfully reimagining your retirement. 1. Time your retirement transition. For years, retirement has been about simply reaching an age. You work ...

  4. I’m a Professional Retirement Coach: 3 Biggest ... - AOL

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    Ultimately, Laura explained, without a plan for what you envision your initial year of retirement to “look and feel like,” you can easily “overspend and bust your budget in the first few ...

  5. Dave Ramsey: 10 Retirement Planning Tips He Swears By - AOL

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    Bonus Commonsense Tips. Combing through Ramsey’s advice reveals a few more behaviors and mindsets that will boost or protect your retirement savings: Be insurance-wise. Double-check that you ...

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  7. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    401 (k) In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 ...

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