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  2. How to report your rent payments to credit bureaus - AOL

    www.aol.com/finance/report-rent-payments-credit...

    RentReporters tracks your rent payments by contacting your landlord directly to verify that on-time payment has been made. The sign-up fee is $94.95 which will get you two years of past rent data ...

  3. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    In the event that a consumer does opt out, the company cannot approach the consumer with the option to opt in again until a year has passed since the consumer opted out. [17] Under the act, companies must notify consumers of their new rights regarding data access, disposal, and portability. [17]

  4. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ( BAPCPA) ( Pub. L. 109–8 (text) (PDF), 119 Stat. 23, enacted April 20, 2005) is a legislative act that made several significant changes to the United States Bankruptcy Code . Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other ...

  5. 10 Things You Can’t Buy If Your Credit Score Is Under ... - AOL

    www.aol.com/finance/10-things-t-buy-credit...

    A House (With a Conventional Mortgage) Most mortgage lenders require a minimum credit score 620 to qualify for a conventional home loan. With a score under 600, you’ll either be denied outright ...

  6. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    The opt out process allows users to choose from three options: Opt-In: Your name will be eligible for inclusion on lists used for Firm Offers of credit or insurance. Electronic Opt-Out for 5 years: Your name will not be eligible for inclusion on lists used for Firm Offers of credit or insurance for five years.

  7. What repairs can California landlords take out of your ... - AOL

    www.aol.com/news/repairs-california-landlords...

    In California, landlords can deduct from a security deposit: For cleaning the rental unit upon move-out, but only to restore it to its original state when the tenant first moved in. Fixing damage ...

  8. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  9. Consumer Credit Protection Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/Consumer_Credit_Protection...

    The Consumer Credit Protection Act ( CCPA) is a United States law Pub. L. 90–321, 82 Stat. 146, enacted May 29, 1968, composed of several titles relating to consumer credit, mainly title I, the Truth in Lending Act, title II related to extortionate credit transactions, title III related to restrictions on wage garnishment, and title IV ...