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2. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life is a type of permanent life insurance, because the death benefit will be paid if the insured dies at any time as long as there is sufficient cash value to pay the costs of insurance in the policy. With most if not all VULs, unlike whole life, there is no endowment age (the age at which the cash value equals the death ...

3. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Universal life insurance is a type of permanent life insurance designed to provide lifelong coverage, typically lasting until ages 95 to 121. When you pay your premiums, a portion goes toward ...

4. How Variable Universal Life (VUL) Insurance Works - AOL

   www.aol.com/finance/variable-universal-life-vul...

   Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

5. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance. Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest. The ...

6. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   There are several types of universal life insurance policies, including interest-sensitive (also known as "traditional fixed universal life insurance"), variable universal life (VUL), guaranteed death benefit, and has equity-indexed universal life insurance. Universal life insurance policies have cash values. Paid-in premiums increase their ...

7. Universal Life Insurance: Benefits, Drawbacks & Costs to Know ...

   www.aol.com/universal-life-insurance-benefits...

   Universal life insurance premiums cover two different components: the cost of insurance and the cash value of the policy. The latter acts as a savings or investment account, growing over time ...