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2. Can I cancel a credit card application? - AOL

   www.aol.com/finance/cancel-credit-card...

   Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act. If you missed the window to ...

3. How long should I wait between credit card applications? - AOL

   www.aol.com/finance/long-wait-between-credit...

   Citi only allows one new Citi credit card application every eight days, and you cannot apply for more than two Citi credit cards within a 65-day window. You are also limited to one Citi business ...

4. What happens to your credit card after a balance transfer? - AOL

   www.aol.com/finance/happens-credit-card-balance...

   The bottom line. Canceling a balance transfer card may cause a temporary negative impact on your credit score, but it won’t derail your credit over the long haul. Then again, you can also keep ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Credit card pros and cons - AOL

   www.aol.com/finance/credit-card-pros-cons...

   Pros. Allow cardholders to build credit over time with responsible use. Provide opportunities to earn rewards. Can have travel benefits. Provide added consumer protections. Offer protection ...

7. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.