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  2. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  3. The pros and cons of taking out a 401(k) loan - AOL

    www.aol.com/finance/pros-cons-taking-401-k...

    The ability to take out a loan helps make a 401 (k) plan one of the best retirement plans, but a loan has some key disadvantages. While you’ll pay yourself back, you’re still removing money ...

  4. Should I Withdraw From My 401(k) to Buy a Home? - AOL

    www.aol.com/finance/withdraw-401-k-buy-home...

    Buying a home is an important financial milestone. In fact, it's most likely one of the largest purchases you'll make in your lifetime. You may be tempted to make a 401(k) withdrawal for a home ...

  5. Should You Use a 401(k) to Buy a Home? - AOL

    www.aol.com/finance/401-k-buy-home-140000967.html

    Continue reading → The post Do 401(k) Loans Affect Mortgage Applications? appeared first on SmartAsset Blog. One thing lenders consider is your debt-to-income (DTI) ratio, or how much of your ...

  6. Should I Use My 401(k) to Pay Off My Mortgage? - AOL

    www.aol.com/401-k-pay-off-mortgage-140056496.html

    That rate of return is free money. For example, if you have $1 million in your 401 (k), at 7% annually, that’s earning you $70,000 a year. As you dip into your 401 (k), this annual payment will ...

  7. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

  8. 2 Pros and Cons of Tapping Your 401(k) To Buy a Home - AOL

    www.aol.com/finance/2-pros-cons-tapping-401...

    High mortgage rates, sky-high home prices and low inventory have left many would-be homebuyers frustrated.... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800 ...

  9. Do I Want a 401(k) Loan or a HELOC? - AOL

    www.aol.com/finance/want-401-k-loan-heloc...

    The post 401(k) Loan vs. HELOC appeared first on SmartReads by SmartAsset. A 401(k) loan empowers you to tap into your retirement savings, while a HELOC permits homeowners to borrow against the ...

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