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  2. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act. If you missed the window to ...

  3. Opt-out - Wikipedia

    en.wikipedia.org/wiki/Opt-out

    Opt-out. The term opt-out refers to several methods by which individuals can avoid receiving unsolicited product or service information. This option is usually associated with direct marketing campaigns such as e-mail marketing or direct mail. A list of those who have opted out is called a Robinson list .

  4. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [1] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  5. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Criticism has also been targeted at the opt-out rule in the act. Former president of the Federal Reserve Bank of Richmond, Jeffrey M. Lacker argues that the opt-out option, provided by banks in their policies to customers, is ineffective due to a weak marketplace for financial information. Sharing financial information is not profitable enough ...

  6. 9 little-known facts about your credit card - AOL

    www.aol.com/finance/9-little-known-facts-credit...

    Credit card facts. Your credit card interest can change. You can say “no” to an interest change. Your credit card can protect your purchases. Your card may be denied abroad. You may be able to ...

  7. Protecting your AOL Account - AOL Help

    help.aol.com/articles/protecting-your-aol-account

    Opt out of mailing lists. Websites offer you several privacy options, including the option to opt out of mailing lists that share your information. You should opt out of being part of the list in order to keep your information secure. Learn more on how to unsubscribe or block spam messages. Get a separate email account for personal use

  8. Is it safe to give out my card details over the phone? - AOL

    www.aol.com/finance/safe-card-details-over-phone...

    Paying over the phone with a credit card is generally safe, provided you take certain precautions. By 2027, worldwide e-commerce sales are expected to reach $7.96 billion — an increase of about ...

  9. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

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