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2. Benefits of independent insurance agents - AOL

   www.aol.com/finance/benefits-independent...

   Independent insurance agents primarily earn a living through commissions paid by the insurance companies they represent. The amount they earn is based on a percentage of the premiums of the ...

3. Insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Insurance_in_the_United_States

   Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]

4. Insurance broker - Wikipedia

   en.wikipedia.org/wiki/Insurance_broker

   Insurance broker. An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers ...

5. What is an insurance broker? - AOL

   www.aol.com/finance/insurance-broker-155457276.html

   To further complicate things, there are different types of agents. A captive insurance agent works exclusively with one insurer, selling only that company’s products (e.g., a State Farm agent ...

6. Independent insurance agent - Wikipedia

   en.wikipedia.org/wiki/Independent_Insurance_Agent

   Independent agents are independent contractors for the insurance companies they represent. Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with ...

7. Do I Need an Insurance Broker or Agent? - AOL

   www.aol.com/insurance-broker-agent-140004937.html

   The Bottom Line. broker in insurance. Insurance brokers can help take the pain out of shopping for a new policy. Instead of comparing several options from dozens of insurers on your own, a broker ...

8. Independent Insurance Agents & Brokers of America - Wikipedia

   en.wikipedia.org/wiki/Independent_Insurance...

   The association was founded in 1896 as the National Association of Local Fire Insurance Agents. In 1913, the organization changed its name to the National Association of Insurance Agents when it expanded to include property-casualty business and coverages. The name was changed again in 1975 to the Independent Insurance Agents of America.

9. Do I Need a Financial Advisor or Insurance Agent? - AOL

   www.aol.com/finance/financial-advisor-insurance...

   A financial advisor can offer comprehensive advice on different areas of financial planning, including insurance. An agent, meanwhile, can help you buy an insurance policy. You might get advice ...