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2. Financial privacy laws in the United States - Wikipedia

   en.wikipedia.org/wiki/Financial_privacy_laws_in...

   Criticism has also been targeted at the opt-out rule in the act. Former president of the Federal Reserve Bank of Richmond, Jeffrey M. Lacker argues that the opt-out option, provided by banks in their policies to customers, is ineffective due to a weak marketplace for financial information. Sharing financial information is not profitable enough ...

3. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

4. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

5. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   Option 2: Ask the creditor for a “goodwill” removal. If the information on your closed account is correct, but you still want a closed account removed from your credit reports, you can write ...

6. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

   www.aol.com/finance/3-major-credit-bureaus...

   Whether you want to improve your credit, apply for a loan, receive the best interest rates from a lender or even rent an apartment, you need to understand how these credit bureaus work. The three ...

7. How to protect your deceased loved one’s credit after death

   www.aol.com/finance/protect-deceased-loved-one...

   Initiating a credit freeze for a deceased loved one involves a few straightforward steps: 1. Gather your loved one’s personal details. Before you notify the credit bureaus of a loved one’s ...