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1. The DIME Formula (and 10 Rule) The old “how much life insurance do I need” rule of thumb was to take your income and multiply it by 10. This was the industry’s standard for many years ...
2. How much life insurance do I need? One of the most common life insurance questions is “ how much life insurance do I need ?”. The answer involves many factors. For instance, ask yourself ...
If you are in the market for life insurance, here are the steps you may find helpful in purchasing a policy that is right for you. 1. Decide how much coverage you need. Before you start requesting ...
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Term life insurance. Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further ...
Life insurance may be used to cover monthly expenses, debts, college education and child or dependent care. Long-term needs life insurance can cover end-of-life expenses, estate planning, legacy ...