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  2. 401 not OK: Almost half of Americans don’t know what a 401(k ...

    www.aol.com/finance/401-not-ok-almost-half...

    The good news is there are great 401(k) alternatives out there. An IRA is one of them. Anyone can open an IRA with any broker, and, if your income isn't too high , you can make tax-deductible ...

  3. 401(k) withdrawal rules: What to know before cashing out ...

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    The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

  4. Social Security is not enough: How to set up alternative ...

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    Social Security provides a significant number of retirement benefits, the biggest being a growing income stream that you can’t outlive. So you won’t face the danger that you’ll run out of ...

  5. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government. Upon the creation of a new Federal Employees Retirement System (FERS) in 1987, those newly hired after that date cannot ...

  6. List of professional designations in the United States

    en.wikipedia.org/wiki/List_of_professional...

    A non-degree program offered by various conservatories and schools of music for exceptional and experienced performers Service Playing Certificate of the American Guild of Organists: SPC: Professional designation by the American Guild of Organists: Colleague of the American Guild of Organists: CAGO

  7. Healthcare in the United States - Wikipedia

    en.wikipedia.org/wiki/Healthcare_in_the_United...

    Lack of insurance or higher cost sharing (user fees for the patient with insurance) create barriers to accessing healthcare: use of care declines with increasing patient cost-sharing obligation. Before the ACA passed in 2014, 39% of below-average income Americans reported forgoing seeing a doctor for a medical issue (whereas 7% of low-income ...

  8. As Americans live longer, many retirees struggle to care for ...

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    "The default long-term care insurance in the U.S. is kids and family," says Van Houtven. On an individual level, there isn't much one can do to remedy these costs.

  9. AOL Mail

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!