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  2. Annuity terms every investor should know - AOL

    www.aol.com/finance/annuity-terms-every-investor...

    The annuity contract is the legal document that outlines the terms of the annuity, including its payout schedule, surrender fees and other costs. It’s important to read the contract carefully ...

  3. How to get out of an annuity: 4 options to get your money back

    www.aol.com/finance/annuity-4-options-money-back...

    For premium support please call: 800-290-4726 more ways to reach us

  4. What are the pros and cons of a variable annuity? - AOL

    www.aol.com/finance/pros-cons-variable-annuity...

    Here’s an overview of the pros and cons that come with a variable annuity. Income in retirement. Growth potential. Tax-deferred growth. Someone else manages the fund. Fees.

  5. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    Annuities in the United States. In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured (insurance) products that each state approves and regulates in which case they are designed using a mortality table and ...

  6. What are variable annuities? Benefits, risks and how they work

    www.aol.com/finance/variable-annuities-benefits...

    Here’s a rundown of the fees associated with variable annuities: Surrender charge: During the accumulation phase, you may face a surrender charge if you withdraw funds from the annuity before a ...

  7. Life annuity - Wikipedia

    en.wikipedia.org/wiki/Life_annuity

    Life annuity. A life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive. The majority of life annuities are insurance products sold or issued by life insurance companies however substantial case law indicates that annuity products are not necessarily insurance products. [1]

  8. How To Get Out of an Annuity You No Longer Want and Avoid ...

    www.aol.com/annuity-no-longer-want-170021218.html

    If your annuity is still in its surrender period and you need out immediately, paying the surrender charge might be your only option, according to Rose. “This fee, which decreases over time, can ...

  9. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

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