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2. Compound interest - Wikipedia

   en.wikipedia.org/wiki/Compound_interest

   5%. 4%. 3%. 2%. 1%. The interest on corporate bonds and government bonds is usually payable twice yearly. The amount of interest paid every six months is the disclosed interest rate divided by two and multiplied by the principal. The yearly compounded rate is higher than the disclosed rate.

3. 4 Lesser-Known Benefits of Using Online Calculators for ... - AOL

   www.aol.com/finance/4-lesser-known-benefits...

   Example: A fresh graduate has a $20,000 student loan at 6% interest. They use a student loan calculator to learn that adding $100 to their monthly payments reduces the total interest by $2,000 and ...

4. Rule of 72 - Wikipedia

   en.wikipedia.org/wiki/Rule_of_72

   In finance, the rule of 72, the rule of 70[1] and the rule of 69.3 are methods for estimating an investment 's doubling time. The rule number (e.g., 72) is divided by the interest percentage per period (usually years) to obtain the approximate number of periods required for doubling. Although scientific calculators and spreadsheet programs have ...

5. How to calculate the present and future value of annuities - AOL

   www.aol.com/finance/calculate-present-future...

   By using this formula, you can determine the total value your series of regular investments will reach in the future, considering the power of compound interest. Using the example above: FV ...

6. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   Rate of return. In finance, return is a profit on an investment. [1] It comprises any change in value of the investment, and/or cash flows (or securities, or other investments) which the investor receives from that investment over a specified time period, such as interest payments, coupons, cash dividends and stock dividends.

7. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate.