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2. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

3. How much house can I afford? Here’s how to do the math. - AOL

   www.aol.com/finance/much-house-afford-math...

   Down payment: the portion of the home’s purchase price paid up-front Loan term: the duration of the loan (e.g., 15, 20, or 30 years) Interest rates: the cost of borrowing, which changes based on ...

4. Certificates of Deposit (CDs) vs. IRAs: What’s the Difference?

   www.aol.com/finance/certificates-deposit-cds-vs...

   Two popular savings options are certificates of deposit (CDs) and individual retirement accounts (IRAs). While both are designed to help individuals grow their money, they serve different purposes ...

5. 12 Creative Financing Strategies for Real Estate Investing - AOL

   www.aol.com/12-creative-financing-strategies...

   Creative financing for real estate offers investors a range of options beyond traditional bank loans, making it possible to acquire properties without hefty down payments or perfect credit scores.

6. Comparison of 401(k) and IRA accounts - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_401(k)_and...

   Total employee (including after-tax Traditional 401 (k)) and employer combined contributions must be lesser of 100% of employee's salary or $69,000 ($76,500 for age 50 or above). [ 5] There is no income cap for this investment class. $7,000/yr for age 49 or below; $8,000/yr for age 50 or above in 2024; limits are total for traditional IRA and ...

7. How to plan your retirement withdrawal strategy: 4 smart ...

   www.aol.com/finance/maximizing-returns-from...

   Tap into your tax-deferred savings. Use your Roth accounts. 1. Take the required minimum distributions (RMDs) Once you hit 73 or older, you’re required by the Internal Revenue Service (IRS) to ...