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2. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Keeping that in mind, here are some other terms you might see on the offers. 4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically ...

3. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

4. Teaching kids about credit cards and debit cards - AOL

   www.aol.com/finance/teaching-kids-credit-cards...

   Typically, your child has to be at least 18 years old to apply for their first credit card. But because of the 2009 Credit CARD Act, applicants under 21 also need a cosigner or proof of income.

5. How to build credit as a college student

   www.aol.com/finance/build-credit-college-student...

   You can build credit as a college student by signing up for a student credit card or a secured credit card on your own, or you can try to find someone to be a co-signer for you. You could also ask ...

6. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

7. Payment Card Industry Data Security Standard - Wikipedia

   en.wikipedia.org/wiki/Payment_Card_Industry_Data...

   The Payment Card Industry Data Security Standard ( PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. It was created to better control cardholder data and reduce credit ...