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  2. 6 Tools to Streamline Your Retirement Planning

    www.aol.com/6-tools-streamline-retirement...

    Free tools and calculators from companies like SmartAsset, JPMorgan, Schwab and Fidelity offer good examples. The post Six Tools to Help You Plan for Retirement appeared first on SmartReads by ...

  3. What Percentage of Income Should You Save for Retirement? - AOL

    www.aol.com/finance/percentage-income-save...

    But, when it comes to saving for retirement, a common guideline is to set aside 10-15% of your pre-tax income each year. This percentage is based on the assumption that most individuals will need ...

  4. Is Fidelity's 45% Rule the Right Retirement Strategy for You?

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    Pre-Retirement Income Plays an Important Role ... Replacing Income Using Fidelity’s 45% Rule Pre-Retirement Income Replacement Rate From Savings Replacement Rate From Social Security Total ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    Expected post-retirement part-time income; Output. Shortfall or surplus; There are three primary approaches utilized to estimate an individual's spending needs in retirement: Income replacement ratios: financial experts generally suggest that individuals need at least 70% of their pre-retirement income to maintain their standard of living. [21]

  6. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  7. Retirement - Wikipedia

    en.wikipedia.org/wiki/Retirement

    Retirement is the withdrawal from one's position or occupation or from one's active working life. [1] A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons.

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