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  2. Here's What to Do When You’re a Fraud or Scam Victim - AOL

    www.aol.com/heres-fraud-scam-victim-140000719.html

    Fraud alerts are free and last 90 days or seven years, depending on which type of alert you choose. To reach the three nationwide credit bureaus, just visit their website or give one of them a call.

  3. Personal finance tips to protect your sensitive information ...

    www.aol.com/news/personal-finance-tips-protect...

    A fraud alert asks creditors to verify your identity before processing credit applications. ... You can add a fraud alert for free on Equifax, Experian or TransUnion and they will notify each ...

  4. Know your rights when facing credit card fraud - AOL

    www.aol.com/finance/know-rights-facing-credit...

    The Fair Credit Billing Act limits your liability to $50 if you report fraudulent charges within 60 days of receiving your credit card statement. This means that even if your credit card issuer ...

  5. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

  6. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    TransUnion. TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [4] Its customers include over 65,000 businesses. [5]

  7. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

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