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  2. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    Public employee pension plans in the United States. In the United States, public sector pensions are offered at the federal, state, and local levels of government. They are available to most, but not all, public sector employees. These employer contributions to these plans typically vest after some period of time, e.g. 5 years of service.

  3. What are pension plans? - AOL

    www.aol.com/finance/pension-plans-181440876.html

    Pension plans are a type of retirement plan where an employer commits to pay a set monthly amount to employees when they retire. The amount is usually based on the employee’s salary and years of ...

  4. Did 401(k)s Replace Pension Plans? (& Which Is Better ... - AOL

    www.aol.com/did-401-k-replace-pension-105700511.html

    A pension plan is a different kind of retirement savings plan in which a company sets money aside to give to future retirees. Over the past few decades, defined-contribution plans like the 401 (k ...

  5. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  6. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    Governmental employers in the United States (that is, federal, state, county, and city governments) are currently barred from offering 401(k) retirement plans unless the retirement plan was established before May 1986. Governmental organizations may set up a section 457(b) retirement plan instead.

  7. 12 Retirement Mistakes You Should NEVER Make - AOL

    www.aol.com/12-retirement-mistakes-never...

    1. Saving Too Late. There are so many retirement mistakes to avoid, but one of the costliest is waiting to start saving — and not saving automatically. Time is a vital factor because the longer ...

  8. Employee Benefits Security Administration - Wikipedia

    en.wikipedia.org/wiki/Employee_Benefits_Security...

    The Employee Benefits Security Administration (EBSA) is an agency of the United States Department of Labor responsible for administering, regulating and enforcing the provisions of Title I of the Employee Retirement Income Security Act of 1974 (ERISA).

  9. What is retirement planning? - AOL

    www.aol.com/finance/retirement-planning...

    Top retirement plans Employer-sponsored plans. One of the easiest ways to get started with saving for retirement is through an employer-sponsored plan such as a 401(k) or 403(b). These plans make ...

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