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The 4% rule in retirement has been a widely accepted retirement standard for over 30 years. Briefly, the rule states that you should draw 4% of your assets from your investments each year in ...
Image source: Getty Images. 1. How the government calculates the COLA. A basic understanding of how the government calculates the annual COLA can help you plan for both the next year and the ...
It's easy to forget to account for inflation when making a retirement plan, that subtle upward climb of the cost of living over time. Read Next: Cutting Expenses for Retirement? Here's the No. 1...
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Individual retirement account. An individual retirement account[1] (IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.
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But it's not just Social Security they need to pay attention to. The trust fund that supports Medicare Part A, which covers hospital care, is expected to run out of money in 2036.