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3 Steps To Pay Down Credit Card Debt. Taking just three basic steps can help you get a grip on your credit card debt and get it under control. Use your credit cards less — starting now. Contact ...
Failing To Make Payments on Time. Paying credit card bills after they’re due is can often lead to a penalty charge, extra interest, lose out on benefits or cost savings, all while your balance ...
Then, focus on paying off the credit card with the highest interest rate first while making minimum payments on other cards. This strategy, known as the debt avalanche method, helps save money on ...
However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...
17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...
Here's your 11-step plan to tackling credit card debt this year. Pekic / Getty Images/iStockphoto. 1. Tally Up, Review and Analyze Your Debts. According to Howard Dvorkin, CPA and chairman of Debt ...
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