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  2. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance. Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI ), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents ...

  3. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    Homeowners insurance is financial protection that you purchase from an insurance provider. Insurance can help pay to repair or replace your home if it is damaged by a covered peril, and it can ...

  4. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    A homeowners insurance policy is likely one of the best and most affordable ways to protect your property financially. Understanding the different coverage types, limits and deductibles is ...

  6. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways—open perils and named perils.

  7. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Home insurance policies cover you for a range of potential losses, but some significant causes of damage—such as earthquakes and flooding—are excluded from standard policies. Your home ...

  8. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    Policy number: The unique number identifying your policy. This number is used in all transactions, including filing and tracking a claim. Property address: The location of the insured property ...

  9. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    In the insurance industry, "replacement cost" or " replacement cost value " is one of several methods of determining the value of an insured item. Replacement cost is the actual cost to replace an item or structure at its pre-loss condition. This may not be the "market value" of the item, and is typically distinguished from the "actual cash ...

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