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  2. Guaranteed investment contract - Wikipedia

    en.wikipedia.org/wiki/Guaranteed_investment_contract

    A guaranteed investment contract (GIC) is a contract that guarantees repayment of principal and a fixed or floating interest rate for a predetermined period of time. Guaranteed investment contracts are typically issued by life insurance companies qualified for favorable tax status under the Internal Revenue Code (for example, 401 (k) plans).

  3. Annuity terms every investor should know - AOL

    www.aol.com/finance/annuity-terms-every-investor...

    The annuity contract is the legal document that outlines the terms of the annuity, ... are a type of fixed annuity that offers a guaranteed interest rate over a specific period of time, typically ...

  4. Can a Fixed Annuity Bulk Up My Retirement Portfolio?

    www.aol.com/fixed-annuity-bulk-retirement...

    This insurance contract can pay you a guaranteed interest rate on your contributions, and your earnings could also grow tax-deferred until you start collecting income. ... A fixed annuity is an ...

  5. Gainbridge annuity review: Company overview and annuity ... - AOL

    www.aol.com/finance/gainbridge-annuity-review...

    MYGAs provide a guaranteed interest rate over a specific term, with taxes deferred until withdrawals begin. Single premium annuities involve a lump sum investment in exchange for fixed monthly ...

  6. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured (insurance) products that each state approves and regulates in which case they are designed using a mortality table and mainly guaranteed by a life ...

  7. Investment certificate - Wikipedia

    en.wikipedia.org/wiki/Investment_certificate

    Some certificates can be very liquid allowing for frequent deposits and/or withdrawals without penalty. Other certificates may more closely match the typical rules of a certificate of deposit, allowing the investor to select a term length (typically between 3 months to 3 years) and earn a guaranteed interest rate. These certificates are ...

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