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2. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   Property insurance. This tornado damage to an Illinois home would be covered as a typical named peril. Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or ...

3. Business owner's policy - Wikipedia

   en.wikipedia.org/wiki/Business_owner's_policy

   A business owner's policy (also businessowner's policy, business owners policy or BOP) is a special type of commercial insurance designed for small and medium-sized businesses. [1] BOPs are cost-effective and convenient for business owners, as they provide comprehensive protection against common risks like property damage, lawsuits, and income ...

4. Extended coverage - Wikipedia

   en.wikipedia.org/wiki/Extended_coverage

   Extended coverage. Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

5. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   A named perils policy covers losses that are specifically listed in the insurance policy paperwork. This means that you, as the policyholder, are responsible for proving to your insurer that a ...

6. Difference in conditions insurance - AOL

   www.aol.com/finance/difference-conditions...

   DIC insurance is designed for business owners, especially large-scale business owners, who benefit from the increased coverage options of commercial property policies.

7. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   A standard HO-4 policy covers 16 specific perils. That means if your personal property is damaged due to one of these events, your insurance company should reimburse you up to your coverage limits ...