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Extended coverage. Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
Multiple-peril insurance coverage is a kind of insurance that bundles together multiple coverages that typically would be needed with each other. Typically the package may include coverage for business crime, business automobile, boiler and machinery, marine, or farm. [1] The benefits to purchasing multiple-peril insurance coverage include ...
Property insurance. This tornado damage to an Illinois home would be covered as a typical named peril. Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or ...
DIC insurance is designed for business owners, especially large-scale business owners, who benefit from the increased coverage options of commercial property policies.
Generally, personal property has named perils coverage, while the dwelling has open perils coverage. However, your policy type and coverage details will determine whether you have only open perils ...
A standard HO-4 policy covers 16 specific perils. That means if your personal property is damaged due to one of these events, your insurance company should reimburse you up to your coverage limits ...
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