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  2. 8 types of personal loans and their uses — plus 4 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Personal loans are a highly flexible product, with rates, terms and types for people with many different credit profiles. Know your credit score before applying.

  3. How to pay off a personal loan faster - AOL

    www.aol.com/finance/pay-off-personal-loan-faster...

    When you refinance a personal loan, you typically replace it with a new loan at a lower rate. You could save 10 to 20 percent on your APR if your credit score has increased into the good or ...

  4. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  5. Should I get a personal loan? 9 top reasons to consider - AOL

    www.aol.com/finance/personal-loan-9-top-reasons...

    The most common reason to take out a personal loan is to consolidate debt. Fast funding turn times make personal loans a good choice for emergency expenses. Gives you a predictable monthly payment ...

  6. Common personal loan myths — and the actual facts you ... - AOL

    www.aol.com/finance/common-personal-loan-myths...

    Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

  7. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. [1] Unsecured debts are sometimes called signature debt or personal loans. [2]

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