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An individual’s PIN is the four-digit code they set after opening a debit account with their bank of choice. It is used as a layer of authentication when they perform an electronic transaction ...
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Upon receiving the user ID and PIN, the system looks up the PIN based upon the user ID and compares the looked-up PIN with the received PIN. The user is granted access only when the number entered matches the number stored in the system. Hence, despite the name, a PIN does not personally identify the user.
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A personal unblocking key ( PUK ), sometimes called personal unblocking code ( PUC ), is used in SIM cards to reset a personal identification number (PIN) that has been lost or forgotten. Most mobile phones offer the feature of PIN protection. After switching on the phone, if the PIN security function is active, the user is required to enter a ...
The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device ( CAP reader) with a ...
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