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Fintech, a clipped compound of " financial technology ", refers to firms using new technology to compete with traditional financial methods in the delivery of financial services. [3] [4] [5] The use of smartphones for mobile banking, investing, borrowing services, [6] and cryptocurrency are examples of technologies designed to make financial ...
The Ministry of Education, Culture, Research and Technology ( Indonesian: Kementerian Pendidikan, Kebudayaan, Riset dan Teknologi Republik Indonesia, or Kemendikbudristek), is a government ministry that has the task of conducting affairs in the field of research, science and technology, aside of education and cultural affairs.
Information and communications technology ( ICT) is an extensional term for information technology (IT) that stresses the role of unified communications [1] and the integration of telecommunications ( telephone lines and wireless signals) and computers, as well as necessary enterprise software, middleware, storage and audiovisual, that enable ...
Information science. Information technology ( IT) is a set of related fields that encompass computer systems, software, programming languages, and data and information processing, and storage. [1] IT forms part of information and communications technology (ICT). [2] An information technology system ( IT system) is generally an information ...
Digital transformation (DT) is the process of adoption and implementation of digital technology [1] [2] [3] by an organization in order to create new or modify existing products, services and operations by the means of translating business processes into a digital format. The goal for its implementation is to increase value through innovation ...
Cloud computing [1] is the on-demand availability of computer system resources, especially data storage ( cloud storage) and computing power, without direct active management by the user. [2] Large clouds often have functions distributed over multiple locations, each of which is a data center.
Description. A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes.
Technological innovation: is a continuous process, within an internal or external venture, build-out to create value with innovation; starts with the ideation process and ends up with the commercialization of a viable product or service, in response to a proven market need; is a guide for the venture management to decide what technology ...