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  2. What is retirement planning? - AOL

    www.aol.com/finance/retirement-planning...

    Retirement planning is a process everyone should go through as soon as possible to make sure they’re on track to meet their goals. Work backwards from where you want to be and how you want to ...

  3. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401 (k) plans are funded by contributions deducted directly from the employee’s ...

  4. Retirement planning - Wikipedia

    en.wikipedia.org/wiki/Retirement_planning

    The goal of retirement planning is to achieve financial independence . The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

  5. Tony Robbins: 5 Retirement Planning Tips He Swears By - AOL

    www.aol.com/tony-robbins-5-retirement-planning...

    He added, “Your retirement tax planning must go beyond maximizing your 401(k) or IRA contributions. You need to learn about the different types of retirement savings accounts and the pros and ...

  6. Pension - Wikipedia

    en.wikipedia.org/wiki/Pension

    The 401(k) is the iconic self-funded retirement plan that many Americans rely on for much of their retirement income; these sometimes include money from an employer, but are usually mostly or entirely funded by the individual using an elaborate scheme where money from the employee's paycheck is withheld, at their direction, to be contributed by ...

  7. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

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