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2. How to Create Retirement Savings Benchmarks for Your Goals - AOL

   www.aol.com/create-retirement-savings-benchmarks...

   80% rule for retirement income: Aim to replace 80% of your pre-retirement income to maintain your current lifestyle. This rule accounts for reduced retirement expenses, such as commuting and work ...

3. How to plan your retirement withdrawal strategy: 4 smart ...

   www.aol.com/finance/maximizing-returns-from...

   1. Your current and future tax brackets. Where you fall on the tax bracket ladder now and where you might be in the future can help shape your withdrawal strategy. This is especially true for ...

4. How to Track Expenses for Your Financial Plan - AOL

   www.aol.com/track-expenses-financial-plan...

   Here are four common ways to keep track of your spending: Manual expense tracking: This traditional method involves writing down every expense you make, either in a notebook or a spreadsheet.While ...

5. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

6. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

7. Retirement - Wikipedia

   en.wikipedia.org/wiki/Retirement

   Retirement is the withdrawal from one's position or occupation or from one's active working life. [1] A person may also semi-retire by reducing work hours or workload. Many people choose to retire when they are elderly or incapable of doing their job for health reasons.