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  2. Housing insecurity in the United States - Wikipedia

    en.wikipedia.org/wiki/Housing_Insecurity_in_the...

    Within housing insecure households, 18% of individuals have a bachelor's or graduate degree, while 50% have no college experience. 55% of housing insecure households are white. [11] Rates of housing insecurity are fairly consistent across the United States. For the majority of states, between 10% and 15% of households are housing insecure.

  3. Teachers are struggling to buy homes — here’s where to turn ...

    www.aol.com/finance/teachers-struggling-buy...

    Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. ... or HUD, is a federal program that provides a 50% discount on selected homes for qualified ...

  4. SECURE Act - Wikipedia

    en.wikipedia.org/wiki/SECURE_Act

    The SECURE Act, as part of the spending bill, was passed by the House on December 17, 2019 by a vote of 297–120 and by the Senate on December 19, 2019 by a vote of 71–23. It was signed into law by President Donald Trump on December 20, 2019. Provisions. The SECURE Act was drafted to assist in saving and investing for retirement.

  5. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities, to foster mortgage lending, construction and encourage home ownership. These programs include the Government National Mortgage Association (known as Ginnie Mae), the Federal National Mortgage ...

  6. Office of Public and Indian Housing - Wikipedia

    en.wikipedia.org/wiki/Office_of_Public_and...

    www.hud.gov. The Office of Public and Indian Housing ( PIH) is an agency of the U.S. Department of Housing and Urban Development. Its mission is to ensure safe, decent, and affordable housing, create opportunities for residents' self-sufficiency and economic independence, and assure the fiscal integrity of all program participants. The Office ...

  7. Government National Mortgage Association - Wikipedia

    en.wikipedia.org/wiki/Government_National...

    The Government National Mortgage Association ( GNMA ), or Ginnie Mae, is a government-owned corporation of the United States Federal Government within the Department of Housing and Urban Development (HUD). [1] It was founded in 1968 and works to expand affordable housing by guaranteeing housing loans ( mortgages) thereby lowering financing ...

  8. Housing and Urban Development Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Urban...

    The Housing and Urban Development Act of 1968, Pub. L. 90–448, 82 Stat. 476, enacted August 1, 1968, was passed during the Lyndon B. Johnson Administration. The act came on the heels of major riots across cities throughout the U.S. in 1967, the assassination of Civil Rights Leader Martin Luther King Jr. in April 1968, and the publication of ...

  9. Defensible space theory - Wikipedia

    en.wikipedia.org/wiki/Defensible_space_theory

    The defensible space theory is applicable to any type of planned space. From low density housing to high rises, the key is the development of a communal area in which residents can "extend the realm of their homes and the zone of felt responsibility." Circulation paths and common entry are important aspects of defensible design as well.

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