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A PAN may be linked to a reference number through the tokenization process. In this case, the merchant simply has to retain the token and a reliable third party controls the relationship and holds the PAN. The token may be created independently of the PAN, or the PAN can be used as part of the data input to the tokenization technique.
A permanent account number ( PAN) is a ten-character alphanumeric identifier Foundational ID, issued in the form of a laminated "PAN card", by the Indian Income Tax Department, to any person who applies for it or to whom the department allots the number without an application. It can also be obtained in the form of a PDF file known as e-PAN ...
Track 2. Track 2 can store up to 40 numeric or special characters; it uses a lower density magnetic encoding than Track 1 but a more compact character encoding. ISO 7813 specifies the following structure for track 2 data: SS : Start sentinel ";" PAN : Primary Account Number, up to 19 digits, as defined in ISO/IEC 7812-1
A payment card number, primary account number ( PAN ), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number.
The VISA method takes the rightmost eleven digits of the PAN excluding the checksum value, a PIN validation key index (PVKI, chosen from one to six, a PVKI of 0 indicates that the PIN cannot be verified through PVS) and the required PIN value to make a 64-bit number, the PVKI selects a validation key (PVK, of 128 bits) to encrypt this number ...
A transaction authentication number ( TAN) is used by some online banking services as a form of single use one-time passwords (OTPs) to authorize financial transactions. TANs are a second layer of security above and beyond the traditional single-password authentication . TANs provide additional security because they act as a form of two-factor ...
ISO 8583 is an international standard for financial transaction card originated interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards . ISO 8583 defines a message format and a communication flow so that different ...
The RSA SecurID authentication mechanism consists of a "token"—either hardware (e.g. a key fob) or software (a soft token )—which is assigned to a computer user and which creates an authentication code at fixed intervals (usually 60 seconds) using a built-in clock and the card's factory-encoded almost random key (known as the "seed").
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