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  2. Most American Couples Have This Much in Retirement ... - AOL

    www.aol.com/average-retirement-savings-married...

    Financial experts say that a couple aged 60 with a dual income of $75,000 per year should have seven times their household income in their retirement account.

  3. Many married couples are making subpar retirement choices ...

    www.aol.com/finance/many-married-couples-making...

    Loaded 0%. Many married couples are leaving retirement money on the table, according to a new working paper, and those in marriages with signs of trouble are most at risk. The analysis, conducted ...

  4. How Do I Calculate Spousal Social Security Benefits? - AOL

    www.aol.com/calculate-spousal-social-security...

    Social Security spousal benefits are part of the retirement income that a lower-earning spouse can receive based on the higher-earning spouse’s work record. This provision allows the lower ...

  5. How to Calculate Your Retirement Cost of Living - AOL

    www.aol.com/finance/calculate-retirement-cost...

    Calculate your replacement ratio: To calculate your income replacement ratio, you can divide your anticipated annual retirement income by your last full year’s income, and then multiply the ...

  6. Roth IRA - Wikipedia

    en.wikipedia.org/wiki/Roth_IRA

    A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...

  7. Social Security debate in the United States - Wikipedia

    en.wikipedia.org/wiki/Social_Security_debate_in...

    A factor working against wealthier individuals and in favor of the poor with little other retirement income is that Social Security benefits become subject to federal income tax based on income. The portion varies with income level, 50% at $32,000 rising to 85% at $44,000 for married couples in 2008.

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