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  2. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    The new legislation also requires that all individual debtors in either chapter 7 or chapter 13 complete an "instructional course concerning personal financial management." If a chapter 7 debtor does not complete the course, it constitutes grounds for denial of discharge pursuant to new . The financial management program is experimental and the ...

  3. Chapter 7, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_7,_Title_11...

    Bankruptcy in theUnited States. Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the ...

  4. Certified Government Financial Manager - Wikipedia

    en.wikipedia.org/wiki/Certified_Government...

    A Certified Government Financial Manager ( CGFM) is a professional certification issued by the Association of Government Accountants (AGA) in the United States. It was created in 1994 to provide a professional standard of financial expertise and ethics in government and a standard by which government financial management professionals are ...

  5. Finance - Wikipedia

    en.wikipedia.org/wiki/Finance

    The financial system Bond issued by The Baltimore and Ohio Railroad. Bonds are a form of borrowing used by corporations to finance their operations. Share certificate dated 1913 issued by the Radium Hill Company NYSE's stock exchange traders floor c 1960, before the introduction of electronic readouts and computer screens Chicago Board of Trade Corn Futures market, 1993 Oil traders, Houston, 2009

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement, debt management plans and debt consolidation are among the most popular debt relief options. If you work with a credit counselor to create a debt management plan, ensure it’s ...

  7. Insolvency - Wikipedia

    en.wikipedia.org/wiki/Insolvency

    In accounting, insolvency is the state of being unable to pay the debts, by a person or company ( debtor ), at maturity; those in a state of insolvency are said to be insolvent. There are two forms: cash-flow insolvency and balance-sheet insolvency. Cash-flow insolvency is when a person or company has enough assets to pay what is owed, but does ...

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