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2. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   The first step is to request a copy of your credit report from each major bureau. Once you have your reports, carefully review them to find any errors. Gather evidence. In your dispute, you may ...

3. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   A 609 dispute letter, also known as a credit dispute letter, ... While some companies offer 609 dispute letter templates for sale, there’s no reason to spend money to buy one. Section 609 of the ...

4. How to dispute a credit card charge - AOL

   www.aol.com/finance/dispute-credit-card-charge...

   His advice: After you report the disputed charge by phone, follow up in writing — either a letter with a return receipt or an email. When you call, state that you’re lodging a dispute, he says ...

5. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

6. Debt validation - Wikipedia

   en.wikipedia.org/wiki/Debt_validation

   Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

7. Fair Credit Billing Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Billing_Act

   The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.