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  2. When Should I Invest in a Safe Harbor 401(k) Plan? - AOL

    www.aol.com/invest-safe-harbor-401-k-135600042.html

    The Safe Harbor 401(k) is a type of retirement plan designed to provide employers with a simple way to bypass annual nondiscrimination testing. This testing is a complex process that ensures ...

  3. What Is a Safe Harbor 401(k)? - AOL

    www.aol.com/finance/safe-harbor-401-k-232417795.html

    Company-sponsored 401(k)s have become the go-to retirement savings plan for millions of Americans who want a tax-advantaged way to build their nest eggs. Workers who sign up for the plans agree to...

  4. What You Need to Know About a Safe Harbor 401(k) - AOL

    www.aol.com/news/know-safe-harbor-401-k...

    For workers, a standard 401(k) plan offers a straightforward and tax-advantaged way to save for retirement, but for employers, setting up a 401(k) plan is anything but simple. Companies who want ...

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 (k) plans ...

  6. Forward-looking statement - Wikipedia

    en.wikipedia.org/wiki/Forward-looking_statement

    In United States business law, a forward-looking statement or safe harbor statement is a statement that cannot sustain itself as merely a historical fact. A forward-looking statement predicts, projects, or uses future events as expectations or possibilities. These statements can often be misleading, as they can be mistaken for factual ...

  7. Defined contribution plan - Wikipedia

    en.wikipedia.org/wiki/Defined_contribution_plan

    A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. [1] Individual accounts are set up for participants and benefits are based on the amounts credited to these accounts (through employee contributions and, if applicable, employer contributions) plus any investment earnings on the money in the account.

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