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  2. What are guaranteed mortgage loans? - AOL

    www.aol.com/finance/guaranteed-mortgage-loans...

    A guaranteed mortgage loan gives lenders the ability to qualify borrowers with looser eligibility requirements, allowing for lower credit scores, higher debt loads and more. Many mortgages with ...

  3. How to get the best mortgage rate: A guide to finding the ...

    www.aol.com/finance/best-mortgage-rate-214229663...

    6. Consider paying mortgage points. If you’re willing to pay a fee, you can buy your way to a lower interest rate using mortgage points. Each point costs 1 percent of your mortgage amount and ...

  4. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    2. Pay all your bills on time. To improve your credit score for a mortgage, keep all your accounts in good standing. Missing a payment can lower your credit score, and late payments can stay on ...

  5. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    Improve your credit score. Compare refinance rates. ... A homeowner who gets a mortgage on a $250,000 home with a 4 percent interest rate for 30 years and a 10 percent down payment pays $1,195 a ...

  6. The best home loan: how to shop for and compare ... - AOL

    www.aol.com/finance/best-home-loan-shop-compare...

    For example, if you have a lower credit score, an FHA loan may be the best option for you because they come with lower credit requirements than a conventional mortgage. VA and USDA loans require ...

  7. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Credit score. Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum ...

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