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2. Should you get a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   At that rate, you are not even paying off all of your interest, so you will never pay off the debts. If you are able to secure a personal loan for your total of $12,000 in credit card debt with an ...

3. Debt relief - Wikipedia

   en.wikipedia.org/wiki/Debt_relief

   Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. From antiquity through the 19th century, it refers to domestic debts, in particular agricultural debts and freeing of debt slaves. In World War I the United States Treasury made ...

4. Debt Relief: Understand Your Options To Get Out of Debt - AOL

   www.aol.com/finance/debt-relief-understand...

   For example, at National Debt Relief, you must have at least $7,500 and be able to make monthly payments into your settlement fund to qualify for a debt relief program. If debt relief or ...

5. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Debt consolidation involves rolling all your unsecured debts into a single loan. You’ll get one monthly payment, making it easier to manage your debt load. It’s also possible to get out of ...

6. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

7. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...