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  2. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

  3. SEP-IRA - Wikipedia

    en.wikipedia.org/wiki/SEP-IRA

    A Simplified Employee Pension Individual Retirement Arrangement (SEP IRA) is a variation of the Individual Retirement Account used in the United States. SEP IRAs are adopted by business owners to provide retirement benefits for themselves and their employees. [1] There are no significant administration costs for a self-employed person with no ...

  4. Roth IRA - Wikipedia

    en.wikipedia.org/wiki/Roth_IRA

    A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...

  5. How to plan your retirement withdrawal strategy: 4 smart ...

    www.aol.com/finance/maximizing-returns-from...

    How much to withdraw during retirement: The 4% rule of thumb. Figuring out how much to take out during retirement isn’t always easy. The 4% rule was designed to help retirees make regular ...

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  7. Retirement Planning: 8 Ways To Spend Your Mandatory ... - AOL

    www.aol.com/retirement-planning-8-ways-spend...

    Required minimum distributions (RMDs) are mandatory withdrawals from certain types of retirement accounts each year. ... SIMPLE IRA, 401(k), 403(b) and 457(b) retirement account, profit-sharing ...

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