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The formula for calculating your PIA is based on the average indexed monthly earnings, or AIME, in your 35 highest-earning years after age 21, up to the Social Security wage base. In 2024, the ...
This provision allows the lower-earning spouse to receive up to 50% of the higher-earning spouse’s benefit at full retirement age, but not until the spouse has become eligible for benefits. To ...
70. $1,963. $2,180. $1,744. Data source: Social Security Administration. Benefits rounded to the nearest whole dollar. Again, these amounts will likely change because of COLAs, but it gives ...
1960 and later. 67. While the full retirement age used to be 65, changes to the program have increased that age. For example, those born in 1955 now have to wait an extra two months beyond age 66 ...
Among other things, the free version lets you calculate the effect of a 22% reduction in benefits starting in 2035 as well as the effect of no benefit cut. This applies to various scenarios on ...
If you haven’t reached the full retirement age yet, the SSA will deduct $1 from your benefit amount per every $2 you earn above the yearly limit — currently $22,320. If you have reached the ...
The estimated average monthly benefit for all retired workers in January 2024 was $1,907. Using 2000-2024 estimates, the annual hike in the average monthly benefit of all retired-worker ...
One of the most important retirement decisions you will make is when to apply for Social Security. Several retirement calculators have been developed to help you determine the optimal retirement ...
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