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  2. Retirement planning - Wikipedia

    en.wikipedia.org/wiki/Retirement_planning

    Savings and Investments: Enough savings and a well-thought-out investment plan are crucial. This includes retirement accounts like 401(k)s, IRAs, and other investment vehicles. Income Streams: Consideration of various income streams in retirement, such as Social Security benefits, pensions, annuities, and earnings from investments.

  3. Employee Retirement Income Security Act of 1974 - Wikipedia

    en.wikipedia.org/wiki/Employee_Retirement_Income...

    The Employee Retirement Income Security Act of 1974 ... Defined benefit plans provide retirees with a certain level of benefits based on years of service, salary and ...

  4. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  5. Are you making the best use of tax-sheltered savings ... - AOL

    www.aol.com/finance/making-best-tax-sheltered...

    401(k) plans Arguably the most popular retirement vehicle given its status as an employee benefits staple, the 401(k) allows employees to contribute a portion of their salary pre-tax, reducing ...

  6. Thrift Savings Plan - Wikipedia

    en.wikipedia.org/wiki/Thrift_Savings_Plan

    The TSP is one of three components of the Federal Employees Retirement System (FERS; the others being the FERS annuity and Social Security) and is designed to closely resemble the dynamics of private sector 401(k) and Roth 401k plans (TSP implemented a Roth option in May 2012).

  7. Golden handcuffs - Wikipedia

    en.wikipedia.org/wiki/Golden_handcuffs

    When offered, golden handcuffs are extremely tempting as they usually are of great value compared to the employee's annual salary. The experience that follows an agreement of this sort may be draining and abhorrent, which is why the contract must be thoroughly analysed and thought about until an intelligent conclusion or compensation, that benefits both the company and the employee, is agreed ...

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