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Loan servicing is the collection of payments from borrowers by a company on behalf of investors or guarantors. Learn how loan servicing works, what fees and activities are involved, and which companies are involved in the industry.
Select Portfolio Servicing (SPS) is a loan servicing company founded in 1989 and owned by Credit Suisse. It was formerly known as Fairbanks Capital Corp. and settled with FTC and HUD over subprime mortgage practices.
Onity Group, formerly Ocwen, is a public company that provides residential and commercial mortgage loan servicing, special servicing, and asset management services. It was founded in 1988 and has acquired several mortgage servicing portfolios from banks and other companies, but also faced regulatory issues and lawsuits.
Learn how mortgage lenders fund and originate home loans, while mortgage servicers handle the ongoing administration and payment of the loans. Find out how to identify your servicer, what to do ...
Ditech is a private company that offers home loans, refinance products and loan servicing to consumers and institutional partners. It was founded in 1995 and re-entered the market in 2014 after a bankruptcy and re-branding.
Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Learn about the different types of loans, application channels, processing steps, and credit risk involved in loan origination.
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