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2. Capital One - Wikipedia

   en.wikipedia.org/wiki/Capital_One

   Capital One Financial Corporation is an American bank holding company founded on July 21, 1994 and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia with operations primarily in the United States. [2] It is the 12th largest bank in the United States by total assets as of December 31, 2022 ...

3. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

4. Capital One Bank Review 2022: Checking, Savings and CDs - AOL

   www.aol.com/capital-one-bank-review-130059198.html

   Capital One 360 CD Rates. CD Term. APY. Six months. 1.65%. ... Loans. Capital One also offers auto loans, plus business banking and lending, but no home loans or personal loans. ... but no home ...

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   As of July 2024, the average personal loan rate is 12.38 percent, while the average credit card rate is 20.73 percent. Borrowers with excellent credit scores can qualify for personal loan rates of ...

6. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Prosper Marketplace is America's first peer-to-peer lending marketplace, with over $23 billion in funded loans. [1] Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request. Investors can consider borrowers’ credit scores, ratings, and histories and the ...

7. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   It seemed initially that one of the appealing characteristics of peer-to-peer lending for investors was low default rates, e.g. Prosper's default rate was quoted to be only at about 2.7% in 2007. [102] The actual default rates for the loans originated by Prosper in 2007 were in fact higher than projected.