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2. What is retirement planning? - AOL

   www.aol.com/finance/retirement-planning...

   Retirement planning is a process everyone should go through as soon as possible to make sure they’re on track to meet their goals. Work backwards from where you want to be and how you want to ...

3. 10 Ways to Properly Plan for Retirement This Year - AOL

   www.aol.com/10-ways-properly-plan-retirement...

   A retirement budget is a financial plan that estimates the income and outgoings during your retirement years. It is a roadmap that guides you on how much you need to save and invest to live ...

4. Retirement planning checklist: 5 key steps to being ... - AOL

   www.aol.com/finance/retirement-planning...

   Checking these five items off your retirement savings to-do list can help you prepare for a comfortable retirement years down the road. 1. Determine your retirement savings goals. The first step ...

5. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence . The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

6. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

7. A complete guide to 401(k) retirement plans: What is a ... - AOL

   www.aol.com/finance/complete-guide-401-k...

   Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401 (k) plans are funded by contributions deducted directly from the employee’s ...