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  2. HDFC Bank - Wikipedia

    en.wikipedia.org/wiki/HDFC_Bank

    HDFC Bank Limited. HDFC Bank Limited (also known as HDFC) is an Indian banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and the world's tenth-largest bank by market capitalization as of May 2024.

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold. Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement ), after the ...

  4. PIN pad - Wikipedia

    en.wikipedia.org/wiki/PIN_pad

    A PIN pad or PIN entry device is an electronic device used in a debit, credit or smart card -based transaction to accept and encrypt the cardholder's personal identification number (PIN). PIN pads are normally used with payment terminals, automated teller machines or integrated point of sale devices in which an electronic cash register is ...

  5. Can I Get A Debit Card Without a Bank Account? - AOL

    www.aol.com/finance/debit-card-without-bank...

    Here are a few ways you can get a debit card without a bank account. Prepaid debit cards. Venmo debit cards. Cash Card debit cards from Cash App. 1. Prepaid Debit Cards. A prepaid debit card is ...

  6. ISO 9564 - Wikipedia

    en.wikipedia.org/wiki/ISO_9564

    ISO 9564. ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services . The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds.

  7. Mobile banking - Wikipedia

    en.wikipedia.org/wiki/Mobile_banking

    Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.

  8. Debit card - Wikipedia

    en.wikipedia.org/wiki/Debit_card

    A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either the front or the back. Many new cards now have a chip on them, which allows people to use their card ...

  9. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device ( CAP reader) with a ...

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