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There were similar plans before then, like the 403B, but that big transition from the traditional defined benefit pension to define contribution plans like the 401K really took off in the mid '80s.
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Sign in. Mail. 24/7 Help. For premium support please call: ... If you need cash for an emergency or to pay down debt, your 401(k) plan may allow you to take out a loan and borrow up to 50 percent ...
The ability to take out a loan helps make a 401 (k) plan one of the best retirement plans, but a loan has some key disadvantages. While you’ll pay yourself back, you’re still removing money ...