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2. HDFC Bank - Wikipedia

   en.wikipedia.org/wiki/HDFC_Bank

   HDFC Bank Limited is an Indian banking and financial services company, headquartered in Mumbai. It is India's largest private sector bank by assets and the world's tenth-largest bank by market capitalization as of May 2024. [9][10] The Reserve Bank of India (RBI) has identified the HDFC Bank, State Bank of India, and ICICI Bank as Domestic ...

3. HDFC Bank of Sri Lanka - Wikipedia

   en.wikipedia.org/wiki/HDFC_Bank_of_Sri_Lanka

   HDFC Bank is one of the LMD 100 companies in Sri Lanka. The bank ranked 78th in the 2020/21 edition. [2] Brand Finance calculated the brand value of HDFC Bank to be LKR763 million in 2022. [3] Due to the effects of the Sri Lankan economic crisis, Fitch Ratings placed the bank along with twelve other Sri Lankan banks on Rating Watch Negative.

4. Housing Development Finance Corporation - Wikipedia

   en.wikipedia.org/wiki/Housing_Development...

   HDFC Life. HDFC Mutual Fund [7] HDFC Credila [8] Website. www.hdfc.com. Housing Development Finance Corporation was an Indian private sector mortgage lender based in Mumbai. [9][10] It was the biggest housing finance company in India. [11] It also had a presence in banking, life and general insurance, asset management, venture capital and ...

5. Reserve Bank of India - Wikipedia

   en.wikipedia.org/wiki/Reserve_Bank_of_India

   Loan-to-value (LTV) is the ratio of loan amount to the actual value of asset purchased. The RBI regulates this ratio so as to control the amount a bank can lend to its customers. For example, an individual wants to buy a car using borrowed money and the car's value is ₹1 million. If the LTV is set to 70% he can borrow a maximum of ₹700,000.

6. Equated monthly installment - Wikipedia

   en.wikipedia.org/wiki/Equated_Monthly_Installment

   The formula for EMI (in arrears) is: [2] = (+) or, equivalently, = (+) (+) Where: P is the principal amount borrowed, A is the periodic amortization payment, r is the annual interest rate divided by 100 (annual interest rate also divided by 12 in case of monthly installments), and n is the total number of payments (for a 30-year loan with monthly payments n = 30 × 12 = 360).

7. Credit limit - Wikipedia

   en.wikipedia.org/wiki/Credit_limit

   Credit limit. A credit limit is the maximum amount of credit that a financial institution or other lender extends to a debtor on a particular credit card or line of credit. Lenders generally set limits based on specific information about credit-seeking applicants, including income and employment status. Credit limits play an influential role on ...