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  2. How to plan your retirement withdrawal strategy: 4 smart ...

    www.aol.com/finance/maximizing-returns-from...

    1. Your current and future tax brackets. Where you fall on the tax bracket ladder now and where you might be in the future can help shape your withdrawal strategy. This is especially true for ...

  3. What is the 4% rule for retirement withdrawals? - AOL

    www.aol.com/finance/4-rule-retirement...

    The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation ...

  4. The 4% rule for retirement: Is it time to rethink this ... - AOL

    www.aol.com/finance/4-percent-rule-retirement...

    The 4% rule is designed to make your retirement savings last for 30 years. For example, if you retire at age 65 with $1 million in savings, the rule suggests you can withdraw $40,000 per year ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    Bengen later stated the 4% guideline was intended as a "worst case scenario" for retirees in United States, using a hypothetical example of someone who retired in 1968 at a stock market peak before a protracted bear market and high inflation through the 1970s. In that scenario, a 4% withdrawal rate allowed the investor's funds to last 30 years.

  6. How to Create Retirement Savings Benchmarks for Your Goals - AOL

    www.aol.com/create-retirement-savings-benchmarks...

    4% withdrawal rate: This rule suggests that you can withdraw 4% of your retirement savings annually without running out of money for at least 30 years. It provides a sustainable way to manage your ...

  7. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998), based on the same data and similar analysis ...

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