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  2. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    The opt out process allows users to choose from three options: Opt-In: Your name will be eligible for inclusion on lists used for Firm Offers of credit or insurance. Electronic Opt-Out for 5 years: Your name will not be eligible for inclusion on lists used for Firm Offers of credit or insurance for five years.

  3. 0% APR car deals: Are they worth it? - AOL

    www.aol.com/finance/0-apr-car-deals-worth...

    4%. 0%. $460. $520. As you can see, on a $25,000 car loan through the manufacturer for four years, your monthly payment would be about $520. A $25,000 car loan financed over five years at a 4 ...

  4. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/.../preapproved-credit-card-offers-facts

    But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

  5. 6 common car loan mistakes that cost you money - AOL

    www.aol.com/finance/6-common-car-loan-mistakes...

    People with excellent credit qualified for rates around 5.61 percent, while people with bad credit had an average new car rate of 14.17 percent. Rates for used cars were higher — 11.35 percent ...

  6. Prescreen - Wikipedia

    en.wikipedia.org/wiki/Prescreen

    Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. [1] The use of credit data for prescreen is strictly ...

  7. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    e. In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1] For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they ...

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